Demystify dealership protection plans

Three common dealer add-ons

We strip away the dealership sales pitch to analyze the real-world utility and actual value of the most commonly pushed financial products.

Prepaid Maintenance

Extended Warranties

Tire & Wheel Protection

Locks in today's labor rates for scheduled oil changes and tire rotations. Best for buyers keeping cars under three years.

Covers mechanical breakdowns after factory coverage expires. Crucial for used cars or long-term ownership plans.

Replaces damaged tires and wheels from road hazards. Highly recommended for low-profile tires on urban roads.

Unbiased protection breakdown

Extended warranties are often the highest-margin products sold in the finance office. While they offer peace of mind, understanding the administrator's out-the-door math is key to negotiating a fair price.

Always check the exclusionary list before buying. Knowing exactly which mechanical and electrical components are left unprotected prevents expensive surprises when you bring the vehicle in for service.

Know the markup first

F&I transparency means knowing the markup before you buy. Every car buyer deserves an honest walk-away price without high-pressure tactics.

Ready to calculate payments?

Factor these protection plans directly into your monthly budget using our honest, no-pressure payment calculator to see your true walk-away price.